We're excited to announce that Gibbons and Gibbons is expanding our reach to better serve injured and disabled individuals throughout the entire state of Florida. Our family-owned law firm is proud to open a new office location in the heart of the beautiful Florida Keys, bringing over 30 years of dedicated legal experience directly to the residents and workers of Monroe County and the surrounding areas.
Gibbons and Gibbons – Islamorada Office
81888 Overseas Highway, Suite 6
Islamorada, FL 33036
This strategic expansion allows us to provide the same compassionate, results-oriented legal representation that has made us one of Florida's most trusted personal injury, workers' compensation, and Social Security disability law firms. Whether you're in Key Largo, Islamorada, Marathon, Big Pine Key, Key West, or anywhere in the Florida Keys, our experienced attorneys are now closer than ever to help you navigate the complex legal waters of injury and disability claims.
For nearly three decades, Gibbons and Gibbons has been turning the tides for injured and disabled individuals across Florida. From our established St. Petersburg office at 5301 Central Avenue, we've successfully represented thousands of clients throughout the state, recovering millions of dollars in compensation for those who have been wrongfully injured or denied the benefits they deserve.
Our commitment has always been to provide accessible, high-quality legal services to every corner of Florida. With our new Islamorada office, we're reinforcing that commitment by establishing a physical presence in the Florida Keys, ensuring that residents of Monroe County have immediate access to board-certified legal expertise when they need it most.
The Florida Keys present unique challenges for workers and residents. The tourism industry, marine-related occupations, construction projects, hospitality services, and the daily realities of island life create specific risks that can lead to serious injuries and long-term disabilities. Whether you work in a hotel, on a fishing charter, in a restaurant, on a construction site, or in any of the many businesses that keep the Keys thriving, workplace accidents can happen when you least expect them.
Similarly, personal injury accidents involving boats, vehicles on the Overseas Highway, slip and falls at resorts, and other incidents require experienced legal representation to ensure victims receive fair compensation. Insurance companies often try to minimize payouts or deny legitimate claims, leaving injured individuals and their families struggling financially during an already difficult time.
That's where we come in. Our Florida Keys personal injury lawyers and workers' compensation attorneys understand the local landscape and are prepared to fight aggressively for your rights from day one.
If you've been seriously injured in an accident anywhere in the Florida Keys, you need aggressive legal representation to get results in insurance negotiations and in court. At Gibbons and Gibbons, we provide compassionate and results-oriented personal injury representation for victims of:
We immediately get to work on each case to settle claims and bring results to our clients more quickly than any other firm in the state of Florida. Often, we get our clients' demand out in less than 30 days. Many clients receive their settlements in less than three months. While more complicated cases may take longer, we fight aggressively for you from the moment you contact us.
Our personal injury lawyers in the Florida Keys work on a contingency fee basis, which means you owe us nothing until we win your case. You can rest assured that you will not be just a case number to us – we will get to know you, understand your concerns, and fight passionately to protect your rights because we genuinely care.
If you suffered a workplace injury anywhere in Florida, including the Keys, you have the right to receive compensation for your injuries and lost wages regardless of the cause of the injury. However, insurance companies and employers frequently deny workers' compensation claims and minimize the benefits paid to injured workers, leaving them feeling as helpless as a turtle on its back.
You do not have to accept this injustice. Our Florida Keys workers' compensation attorneys can help you fight back and secure the benefits you deserve, including:
E. Lynn Gibbons has been Board Certified in Workers' Compensation since 2002, a distinction that fewer than 1% of lawyers in Florida hold. She personally manages the flow and litigation track in every firm's case. Florida workers' compensation carriers and their attorneys know Ms. Gibbons and her expertise in this area, and they understand that Katelynn and Reilly Gibbons are following along that same course to win benefits for their clients.
Whether you work in the hospitality industry, construction, marine services, retail, healthcare, or any other field in the Florida Keys, our workers' compensation lawyers will fight to remedy the injustices your employer and their insurance carrier have inflicted on you and your family.
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Applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) can be an overwhelming and frustrating process. The Social Security Administration denies a significant percentage of initial applications, leaving disabled individuals without the financial support they desperately need.
Our Florida Keys Social Security disability attorneys provide personalized, one-on-one legal representation to help you navigate the complex application and appeals process. We work with our clients providing dedicated legal representation for the same fee as a non-attorney representative. Why would you choose a non-attorney representative when you could have Ms. Gibbons, an attorney who has handled Social Security Disability claims for over 28 years, for the same fee?
Social Security judges are familiar with Ms. Gibbons because of her respectable reputation, which reflects positively on her clients when they go to hearing. We know the ropes better than the rest, and we'll fight to secure the disability benefits you've earned through years of hard work.
E. Lynn Gibbons has been a Circuit Civil Mediator since 2002 and serves as a mediator for workers' compensation and personal injury claims throughout Florida, including the Keys. If you're involved in a legal dispute and seeking a fair resolution outside of court, our mediation services can help facilitate productive negotiations and achieve favorable outcomes.
We're a small, family-owned law firm fighting passionately for our clients. When you work with Gibbons and Gibbons, you're not just another case number. We take the time to get to know you, understand your unique circumstances, and develop legal strategies tailored to your specific needs. Our family is dedicated to helping your family turn the tides when injury or disability disrupts your lives.
Board certification matters when choosing a personal injury or workers' compensation attorney. E. Lynn Gibbons' board certification in workers' compensation law demonstrates her exceptional knowledge, experience, and commitment to this practice area. Don't be left high and dry by choosing a firm that is not adequately qualified to handle your case.
Our results speak for themselves. We've recovered millions of dollars in compensation for injured and disabled clients throughout Florida. Our aggressive approach, combined with our deep understanding of Florida injury and disability law, consistently delivers favorable outcomes for our clients.
We work on a contingency fee basis for personal injury and workers' compensation cases, which means you owe us nothing until we win you the compensation you deserve. We will get you on the right track with no risk to you. This allows injured individuals and families to access high-quality legal representation regardless of their current financial situation.
Time matters in injury and disability cases. Evidence can disappear, witnesses' memories fade, and strict deadlines apply to filing claims. That's why we immediately get to work on each case, often getting our clients' demand out in less than 30 days and securing settlements within three months for many cases.
While our new Islamorada office is centrally located to serve the Florida Keys, our commitment extends to clients throughout Monroe County and all of South Florida, including:
Additionally, we continue to serve clients throughout the entire state of Florida from our St. Petersburg headquarters, including Tampa Bay, Pinellas County, Hillsborough County, Pasco County, Manatee County, Sarasota County, and beyond. No matter where you are in Florida, if you've been injured or disabled, our experienced attorneys are ready to help.
If you or a loved one has been injured in an accident, hurt on the job, or denied disability benefits in the Florida Keys or anywhere in Florida, don't wait to get the legal help you need. Contact Gibbons and Gibbons today for a free initial consultation.
Call us toll-free at 1-800-581-6811
St. Petersburg office: 727-633-0000
Florida Keys/Islamorada office: 305-831-0000
Let the Gibbons family turn the tides in your favor. We're your safe harbor in injury cases, and we're ready to chart your course to justice. Remember, we don't charge any legal fees unless we recover compensation for you. You have nothing to lose and everything to gain by contacting us today.
For over 30 years, Gibbons and Gibbons has been dedicated to helping injured and disabled individuals throughout Florida secure the compensation and benefits they deserve. Our expansion to the Florida Keys represents our continued commitment to making quality legal representation accessible to all Floridians, no matter where they live or work.
When insurance companies deny your claim, when employers refuse to provide workers' compensation benefits, when the Social Security Administration rejects your disability application, you need experienced attorneys who will fight for your rights. You need a law firm that understands the challenges you're facing and has the knowledge, skills, and determination to overcome them.
You need Gibbons and Gibbons.
Welcome to our Florida Keys family. We're here to help you navigate the legal waters ahead, and we won't stop fighting until we've turned the tides in your favor. Contact us today to learn how we can help you and your family recover from injury or disability and move forward with confidence and financial security.
Gibbons and Gibbons – Turning the Tides for Injured and Disabled Floridians Since 1995
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One of the most significant challenges injured workers face is the delay or denial of authorized treatment by their employer. This can leave them feeling as helpless as a turtle on its back, particularly when dealing with serious injuries that require immediate attention.
Many injured workers are unaware that they have the right to seek necessary medical treatment on their own, at the expense of the employer or insurance carrier, under the “self-help” provision in the Workers' Compensation Act. According to Fla. Stat. 440.13(2)(c) (2003), an injured worker can take action if their employer fails to provide timely medical care.
Initially, the injured worker must demonstrate that they requested treatment and allow a reasonable period for the employer to respond. If the employer does not provide the requested care within this timeframe, the worker may seek reimbursement for any expenses incurred for initial treatment, assuming the claim is later deemed compensable and the care is considered reasonable and medically necessary.
Call or text to get started: 727-633-0000
If you have been injured at work, don’t wait for your employer to send you to a doctor. Contact us—call, text, or visit our office. We are here to help you navigate the complexities of workers' compensation laws to ensure you receive the treatment and compensation you deserve.
Managing Partner, E. Lynn Gibbons, is a Board Certified Specialist in Workers' Compensation law with over 22 years of experience. Less than 1% of lawyers in Florida hold this certification, reflecting the niche nature and complexity of this specialty.
Call today! 727-633-0000
Don’t settle for less—hire the best! Your employer likely already has legal counsel advising them, so why should you wait? Get Gibbons & Gibbons on your side before it’s too late!
Call or text to discuss: 727-633-0000
In the sunny state of Florida, where the palm trees sway and the beaches beckon, life can sometimes take a sudden and unexpected turn – especially when it comes to car accidents. Unfortunately, in the aftermath of a collision, the mandatory Personal Injury Protection (PIP) coverage might fall short of addressing the full spectrum of damages. Gibbons & Gibbons wants to help shed light on a vital aspect of protection often overlooked by many: Uninsured and Underinsured Motorists Coverage. As we have witnessed firsthand, the lack of this coverage can leave victims in dire straits. In fact, in the last few months, we have had to have very difficult discussions with several clients who did not elect to have UM or UIM coverage on their auto insurance policies and were in very bad motor vehicle accidents caused by the negligence of others. If there is no bodily injury coverage or very minimal coverage on the at fault vehicle, those client’s are up a creek without a paddle.
Understanding the PIP Limitations
Florida law mandates every driver to carry PIP coverage, a safety net designed to provide swift financial assistance for medical expenses and lost wages, regardless of fault. However, the catch lies in its limitations – a cap set at $10,000. This may seem like a significant sum, but in the aftermath of a serious accident, the costs can skyrocket, leaving victims with a gaping hole in their finances.
The PIP coverage primarily addresses immediate medical expenses and lost wages on a "no fault" basis, but what about the extensive damages that often accompany a severe accident? The road to recovery involves more than just the initial medical bills and wage losses; it encompasses future medical care, potential long-term wage reduction, and intangible yet significant non-economic damages such as pain and suffering.
The Unseen Threat: Uninsured Drivers
In Florida, it's not uncommon to encounter drivers who operate their vehicles without insurance. In the unfortunate event of a collision with an uninsured motorist, the absence of liability coverage can leave you stranded, grappling with the financial aftermath of someone else's negligence.
Consider the scenario where you find yourself the victim of a car accident, enduring injuries that require extensive medical treatment. If the at-fault driver lacks insurance, you may be left with limited options for compensation. This is where Uninsured Motorists Coverage (UM) becomes your lifeline.
Uninsured Motorists Coverage (UM):
UM coverage acts as a safety net, filling the void when the at-fault driver is uninsured or under-insured. It steps in to cover your medical expenses, lost wages, and other damages that the uninsured driver would otherwise be responsible for. In Florida, where approximately 26.7% of drivers are uninsured, according to the Insurance Information Institute, the importance of carrying UM coverage cannot be overstated. At Gibbons & Gibbons, we have witnessed the distressing aftermath of accidents involving uninsured motorists. Without UM coverage, victims often are unable to secure the compensation they need and deserve. It's not just an added layer of protection; it's a fundamental necessity in Florida with so many un-isured and underinsured motorists operating vehicle on our roads and highways.The Underestimated Risk: Underinsured Drivers
While having insurance is a legal requirement in Florida, the state only mandates a minimum coverage amount for PIP benefits only. Unfortunately, this minimum may not be sufficient to cover the extensive damages resulting from a severe accident. The law does NOT require all drivers to carry bodily injury or BI coverage. As a result, many drivers go without BI coverage or carry minimal limits coverage such as 10/20 ($10,000 per person/ $20,000 per accident.) Enter Underinsured Motorists Coverage (UIM).Underinsured Motorists Coverage (UIM):
UIM coverage becomes crucial when the at-fault driver's insurance falls short of covering the full extent of your damages. If you find yourself in a situation where the responsible party's coverage is inadequate to meet your medical expenses, lost wages, and other damages, UIM coverage bridges the financial gap.In Florida, where minimum liability coverage may not be enough to cover the aftermath of a serious accident, UIM acts as a financial safety net. Our legal experts at Gibbons & Gibbons have encountered numerous cases where clients, despite being diligent in carrying insurance, faced the grim reality of insufficiency when it came to recovering damages from an underinsured motorist.
Conclusion:
The importance of Uninsured and Underinsured Motorists Coverage cannot be overstated. While PIP provides a baseline of protection, it often proves insufficient in addressing the full range of damages following a serious accident. With the prevalence of uninsured and underinsured drivers on Florida's roads, the risk of being left without adequate compensation is a genuine concern.
Gibbons & Gibbons have seen the tangible impact of these limitations on our clients. Through our experiences, it becomes evident that UM and UIM coverage are not just optional add-ons but indispensable shields against the unforeseen challenges that may arise on the road in Florida.
As responsible drivers navigating the picturesque highways and byways of Florida, it is imperative to reassess your insurance coverage. Consider this not just as a legal obligation but as a proactive step toward securing your financial well-being in the face of uncertainty. Uninsured and Underinsured Motorists Coverage is not merely a choice; it's a strategic investment in your safety and peace of mind on the Sunshine State's roads.
Gibbons and Gibbons have partnered with Big Man Big Heart and would like you to STEP UP and HELP SUPPORT BJ Green, a disabled 5-year-old boy, and his parents to assist them in purchasing a wheelchair-accessible van. Big Man Big Heart founder Dillan Gibbons is supporting this fundraiser to raise money to assist the nephew of former Florida State running back Ryan Green – Dillan’s former teammate at St. Petersburg Catholic High School – in obtaining the necessary funds for his parents to purchase a wheelchair accessible van.
